Get Pre-Approved, not just Pre-Qualified!

Why not take the next step and get pre-qualified and pre-approved for a home mortgage loan?

Not only will you know your housing budget to the dollar before you start looking for a home, you'll also have more negotiating leverage because the seller knows you've already got a loan virtually in your pocket.

Pre-qualification
Pre-qualification acts as a dry run of the loan application process. We will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most.

While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

In Arizona, being pre-qualified is the first step before we issue an LSR to your Realtor.  The LSR, (Loan Status Report) is a document provided to the seller and replaces the pre-qualified letter that used to be issued many years ago.

Gain the buying edge
The advantages of pre-qualification are two-fold: you're more attractive to sellers, who needn't worry that they'll accept your offer only to have your loan turned down, and you'll save time to closing when you find a home because the lender will have already completed the necessary qualifying and underwriting steps.

Important note: Should your financial circumstances change before closing, make sure to contact your lender, as your pre-qualification or pre-approval status may no longer be valid.

Click on the "PRE-QUALIFY ME" Link on the left hand side of our web page

OR

Give us a call, you will be glad you did

 "We Go the Extra Mile for You!"

928-203-9494

BK0909441